Your local commercial & life insurance expert!
It’s not just insurance, it’s peace of mind!
760-496-8181 ~ LBricker@orrandassociates.com
National Producer Number: 19371237
NO walk-ins. Please make an appointment! Thank you!
As an independent agent for close to a decade, I'm able to shop around multiple insurance companies and find the best possible options that will comfortably fit your budget.
SELECT YOUR COVERAGE
Let’s get coverage you can count on today:
Specializing in:
General Liability
General liability insurance is the most common (and many times required) form of coverage that a business needs to operate. This will cover you for almost any lawsuit that could arise from your everyday business activities.
business owner
A business owner policy (BOP) combines protection for all major property and liability risks in one insurance package. This type of policy assembles the basic & common coverages required by a business owner in one bundle.
Life Insurance
Life insurance provides a tax-free lump sum of money to your loved ones in the event of your death, allowing them to continue toward their financial goals. It’s a value asset that gives you peace of mind that they’ll be taken care of even when you aren’t around.
worker’s compensation
Workers' compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for the tort (wrongful act leading to civil legal liability) of negligence.
commercial Auto
Commercial auto insurance protects you from financial losses in the event of incidents covered by your policy (and is usually required for contractors by clients). Rather than being on the hook for things like damage to property, repair, replacement costs and even medical bills, you pay a car insurance premium and they will help cover the costs based upon the coverage and limits you choose.
professional liability
Professional liability insurance (also called errors & omissions [E&O] insurance) provides businesses with coverage should a client be harmed as a result of professional service or advice. Professional liability insurance commonly covers negligence, copyright infringement, personal injury, and more.
Choose to work with an easy-going professional.
I bring extensive experience and professionalism to every conversation and supply a custom experience for your individual needs, concerns, and requirements. With years in the industry, I thrive on coaching you through the insurance process and make sure you’re getting the proper protection to cover your business and family.